Known as Part D or PDPs. It is always a good idea to consider a plan since you can not predict the future of your health. If you enroll in a plan after you become eligible for Medicare, you may be subject to a late enrollment penalty which, can be a higher premium (refer to creditable prescription drug coverage to prevent penalties). If you choose or enroll in a Part D plan, it will begin on January 1st. There are special enrollment periods when you can switch or re-enroll. You can join as soon as you become eligible for Medicare.
WHAT TO CONSIDER:
You will have to choose a plan if you are under a Traditional Medicare Supplement plan
NOT all MA or PFFS plans have Prescription coverage
