Do I need a Prescription plan?

Known as Part D or PDPs.  It is always a good idea to consider a plan since you can not predict the future of your health.  If you enroll in a plan after you become eligible for Medicare, you may be subject to a late enrollment penalty which, can be a higher premium (refer to creditable prescription drug coverage to prevent penalties).  If you choose or enroll in a Part D plan, it will begin on January 1st.  There are special enrollment periods when you can switch or re-enroll.  You can join as soon as you become eligible for Medicare.

  You will have to choose a plan if you are under a Traditional Medicare Supplement plan
  NOT all MA or PFFS plans have Prescription coverage